Is someone using your personal information to open accounts, file taxes, or make purchases?
Identity theft has affected millions of Americans and it continues to be the fastest growing crime in America. Identity Theft & Identity Fraud are terms that refer to all types of crimes where someone unlawfully obtains & uses another person’s personal data in some way that involves fraud or deception, typically for economic gain.*
How can I protect myself from Identity Theft?
- Stop oversharing on Social Networking Websites!
- Maintain anti-virus & anti-malware software.
- Handle financial documents with care. If you are discarding them, shred them.
- Create STRONG passwords, be Cr3@t1ve.
- Be careful when you are using a public Wi-Fi. Do not make any purchases or share any personal information while on an unsecured Wi-Fi network.
- Don’t become victimized by fake emails. Scammers are continually sending out more convincing emails; don’t give out any financial information to someone who solicits it from you. Read emails very carefully before clicking on any links or attachments they may contain a virus.
- Monitor credit & bank accounts closely
What Can You Do if You Become a Victim of Identity Theft?
- Notify the companies where you know the fraud occurred.
- Place a fraud alert on your credit reports and get copies.
- Report the theft to the FTC at IdentityTheft.gov
What Does Identity Theft Have To Do With My Personal Insurance?
Identity theft coverage is an optional coverage on most Homeowner & Tenant policies. Coverages vary depending on the carrier but it can include lost wages, expenses for replacing government issued identification, travel expenses and even attorney fees. Call Welch Insurance today to review your Home policy and get Identity Theft Coverage.
*The United States Department of Justice