Welch Insurance is a leading provider of Auto, Home and Life Insurance in the Tunkhannock region. As insurance needs vary, our licensed knowledgeable staff knows the questions to ask to understand your unique insurance needs. Our goal is to develop life-long relationships by offering personalized attention and comprehensive, cost effective insurance coverage for each phase of your life.
Our portfolio of insurance products include:
Whether you own a traditional home, farm, condo, mobile home, vacation or seasonal home; or rent a home or an apartment, you need the right insurance coverage to protect your investment. When something goes wrong, let us help protect what matters most.
A home insurance policy covers much more than the damage to your home and personal belongings. Your home insurance policy can cover other items important to you like valuable jewelry, fine arts, antiques, firearms; your garage, shed, pool house and barn. Coverage can also include costs of additional living expenses like temporary housing if you can’t occupy your home because of a covered loss, water back-up of sewers and drains, tree removal and food spoilage.
Your Home Liability coverage section protects you if someone is injured or their property damaged by you or a family member, including a pet. This can include Personal Injury coverage which provides protection for libel, slander, and defamation of character, including social media risk that is more likely than ever before. Identity Fraud expense reimbursement is also available.
Our insurance carriers offer discounts for Multi-policies (up to 15% on your Home), Loss-free history, installed smoke detectors and home security systems.
You can count on us to insure your Automobile, whether it is the car you use daily or the Classic car you take out on special days. We will design the coverage you need for the path you are on. Coverage includes Bodily Injury and Property Damage injury you may cause to others; Uninsured and Underinsured Motorist coverage which provides coverage for injury to you when caused by another vehicle not adequately insured; Your Tort option is an important coverage consideration as is Physical damage coverage to your vehicle; First Party benefits including Medical, Accidental Death, Loss of Income and Funeral expenses resulting from an accident; Roadside Assistance and Rental Reimbursement. Our insurance carriers offer discounts for Safe drivers, New cars, Good students, Driver training, Students away at school, Multi-car, and a variety of quoting and payment option discounts.
Are your primary Liability coverages enough? You can easily find yourself responsible for claim damages that exceed the coverage limits available on your Home, Auto, Renters, Cycle or Boat policy. You can eliminate this potential gap in coverage with an additional layer of protection by purchasing an Umbrella policy. Umbrella policies are typically offered at a nominal cost for a high level of protection.
A flood is an overwhelming experience, we’ve been through it ourselves. Flood insurance is available through the National program (NFIP) and through private markets, providing coverage for a temporary condition of flooding of normally dry land area. Coverage is provided for your dwelling and personal property, however, there is limited coverage for personal property in a basement, typically only items normally found in a basement are included (furnace, washer/dryer). Coverage is available to you whether you live in a designated flood zone or not. Let’s talk about your flood insurance coverage needs.
We’ve got you covered for all the recreational activities you enjoy. Let us design the comprehensive, affordable coverage that you need to protect yourself, your family, passengers, and the property of others…so you can enjoy!
There are many types of life insurance with each designed to pay cash to our loved ones after we die. Life insurance can be used to make sure our family and/or business remain financially sound, covering funeral costs and continued living expenses including mortgages, loans, and tuitions. Coverage options include Term Life Insurance, which provides protection for a specific period of time & provides a high amount of coverage at a typically lower premium; and Permanent or Whole Life Insurance which provides life-long protection, more of an investment. Whether you need Life Insurance as a parent, a homeowner, for your retirement plan, or for business continuity, Welch Insurance can show you the options available and design a policy unique to your needs.
Let us help protect the investment you’ve made for your wedding and many other special events. Coverage can be designed to include the financial loss if you have to cancel or postpone, liability while at the event location, host liquor liability, damaged gifts, and more.
As an Independent insurance agent, Welch Insurance has partnered with America’s leading insurance companies, we shop your insurance coverage so you don’t have to. Our insurance companies compete for your Personal Insurance coverage!